Last updated: July 6, 2026
These Terms and Conditions ("Terms") govern your use of this website and the services provided by American Life Programs ("we," "us," or "our"). By accessing this website or submitting a quote request, you agree to these Terms. If you do not agree, please do not use this website.
American Life Programs is an independent insurance agency. We provide marketing and referral services that connect consumers with licensed insurance agents and insurance carriers. We are not an insurance carrier, and we do not underwrite or issue insurance policies. All insurance products are offered and issued exclusively by licensed insurance carriers, subject to their own terms, underwriting requirements, and state availability.
American Life Programs is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, the Department of Defense, or any other government agency. References to veterans and military service describe the audience we serve, not any government relationship. This website is also not a part of, or endorsed by, Facebook (Meta), Google, or any other advertising platform.
Submitting a quote request does not guarantee that you will qualify for, be offered, or obtain any insurance policy. Eligibility, coverage amounts, and premium rates are determined solely by the issuing insurance carrier based on their underwriting criteria, and may vary by state, age, health, and other factors. Any figures, examples, or descriptions on this website are for informational purposes only and are subject to change without notice.
By submitting your information through this website, you expressly consent to receive calls, text messages, and emails regarding your life insurance options from American Life Programs and/or our licensed insurance agent business partners, at the phone number or email address you provide, including through the use of an automatic telephone dialing system or artificial or prerecorded voice, even if your number is on a do-not-call registry. Consent is not a condition of purchase. You may revoke consent at any time by replying STOP to texts, using the unsubscribe link in emails, or contacting us directly.
Testimonials on this website reflect individual experiences and are not a guarantee of any particular outcome, rate, or approval. Photographs used on this website may include licensed stock imagery and do not necessarily depict actual clients.
You agree to provide accurate, current, and complete information when submitting a quote request. Providing false information on an insurance application can result in denial of coverage or rescission of a policy by the carrier.
All content on this website, including text, graphics, logos, and design, is the property of American Life Programs or its licensors and is protected by applicable intellectual property laws. Third-party trademarks, including insurance carrier names and logos, are the property of their respective owners and are used for identification purposes only; their use does not imply endorsement or affiliation.
This website and its content are provided "as is" and "as available" without warranties of any kind, express or implied. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components. Nothing on this website constitutes financial, legal, or tax advice; consult a qualified professional for advice specific to your situation.
To the maximum extent permitted by law, American Life Programs and its owners, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of this website or our services. Our total liability for any claim arising out of these Terms or your use of the website shall not exceed one hundred dollars ($100).
You agree to indemnify and hold harmless American Life Programs from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms or misuse of this website.
These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles. Any disputes shall be resolved in the state or federal courts located in Sheridan County, Wyoming.
We may update these Terms from time to time. The "Last updated" date reflects the most recent revision. Continued use of the website after changes constitutes acceptance of the updated Terms.
American Life Programs
Email: [email protected]
Phone: +1 (650) 820-9517
Address: 30 N Gould St, Ste R, Sheridan, WY 82801